Terms and Conditions

Welcome to InvestWise Academy! These terms and conditions outline the rules and regulations for the use of InvestWise Academy's website, located at [website address].

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use InvestWise Academy's website if you do not accept all of the terms and conditions stated on this page.

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and InvestWise Academy ("we," "us" or "our"), concerning your access to and use of the InvestWise Academy website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review these Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms by your continued use of the Site after the date such revised Terms are posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. User Conduct

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within the Site.

Specifically, you agree not to:

3. Intellectual Property

The content, layout, design, data, databases and graphics on this website are protected by intellectual property laws and are owned by InvestWise Academy or its licensors. Unless expressly authorized in writing, you may not copy, reproduce, modify, publish, transmit, display, distribute, sell, license, create derivative works from, or exploit any material from this website.

The InvestWise Academy name and logo are trademarks of InvestWise Academy. You are not permitted to use them without our approval.

4. Disclaimer of Warranty

The Site and all content, materials, information, products and services provided on the Site, are provided on an "as is" and "as available" basis. InvestWise Academy makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, products or services included on the Site. You expressly agree that your use of the Site is at your sole risk.

To the full extent permissible by applicable law, InvestWise Academy disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. InvestWise Academy does not warrant that the Site, its servers, or e-mail sent from InvestWise Academy are free of viruses or other harmful components. InvestWise Academy will not be liable for any damages of any kind arising from the use of the Site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

We do not warrant that the Site will be available at all times or that your use of the Site will be uninterrupted or error-free. We are not responsible for transmission errors or corruption or compromise of data carried over local or interchange telecommunication circuits.

5. Limitation of Liability

In no event shall InvestWise Academy, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Our maximum liability to you arising out of or in connection with these terms or the Site, whether in contract, tort (including negligence) or otherwise, shall not exceed the amount you have paid to us for access to the Site or for any services provided through the Site.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site, and supersede and replace any prior agreements we might have between us regarding the Site.

Any disputes arising out of or relating to these terms, the website, or the services provided by InvestWise Academy shall be subject to the exclusive jurisdiction of the courts located in [Your City, State/Country].

7. Changes to Terms and Conditions

InvestWise Academy reserves the right to revise these terms and conditions at any time as it sees fit, and by using this website you are expected to review these terms on a regular basis.

8. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: Contact Us

9. Severability

If any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.

10. Termination

We may terminate or suspend your access to our Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

11. Links to Other Websites

Our Site may contain links to third-party web sites or services that are not owned or controlled by InvestWise Academy.

InvestWise Academy has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that InvestWise Academy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

12. Accessibility

InvestWise Academy is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards. For more information, please see our Accessibility Statement.